boonyanuphong, Phattanan, Nayeming Mahama, and Chaolert Lomlim. 2024. “Financial Literacy and Access to Credit Among Muslim Households in Southern Border Provinces of Thailand”. Journal of Applied Economics and Management Strategy 11 (2):15-33. https://kuojs.lib.ku.ac.th/index.php/jems/article/view/5775.